Welcome to 138 76th Street, North Bergen -- a rare and versatile 2-family home with a bonus unit, offering exceptional investment potential or the perfect owner-occupant setup with built-in rental income. The 1st floor features a spacious 4-bedroom, 1-bathroom unit with a full living room, ideal for personal use or generating strong rental returns. The 2nd and 3rd floors host a private duplex unit with its own separate entrance -- 3 bedrooms, 1 bathroom, and a dedicated living room spread across two levels, topped with a private balcony on the 2nd floor, perfect for outdoor relaxation. In addition, the property includes a fully independent 3rd bonus unit -- also 3 bedrooms, 1 bathroom, and a living room -- offering remarkable flexibility for extended family, guests, or additional rental income. The home is complemented by a lovely backyard, ideal for entertaining or unwinding outdoors, an unfinished basement presenting excellent potential for future expansion or storage, and convenient 1-car private parking. With a total of 9 rooms, 3 bathrooms, 3 living rooms, and multiple income-producing units, this property is a true gem in the heart of North Bergen -- minutes from NYC, major highways, and all local amenities.